Head to head · Forex / CFD

FTMO vs Instant Funding

FTMO and Instant Funding side by side: prices, rules and payouts. Checked Nov 10. The two firms price in different currencies, so prices are not marked as cheaper.

At a glance

Across every account each firm lists. Green marks the clearly better side.

	FTMO	Instant Funding
Cheapest $50K account	€319 · Standard Challenge 1-step	$64.35 · Funding Firm - IF Evolve
Cheapest $50K to funded	€319 · Standard Challenge 1-step (one-time)	$64.35 · Funding Firm - IF Evolve (one-time)
Price range	€79–€2,999	$17.50–$3,849.30
Account models	4	9
Account sizes	$5K–$200K	$0.625K–$120K
Profit split	80–90%	70–80%
Profit target	10–15%	6–10%
Max drawdown	10%	4–10%
Drawdown type	EOD trailing, Static, Trailing balance	EOD trailing, Static, Trailing balance
Billing	One-time	One-time
Daily loss limit	3–5%	None on Funding Firm - Funding Pro, Funding Firm - Funding Pro - 625S and Funding Firm - IF Evolve
Consistency rule	None	None
Fastest payout	14 days	1 day
Platforms	cTrader, MT4, MT5, TradingView	cTrader, MT5, Match Trader
Review rating	★ 4.5 (219 reviews)	★ 4 (370 reviews)

Price by account size

The cheapest account from each firm at every size.

	FTMO	Instant Funding
$0.625K	Not offered	$30.80Funding Firm - Funding Pro - 625S · $30.80 to funded
$1.25K	Not offered	$46.90Funding Firm - Lite · $46.90 to funded
$2K	Not offered	$17.50Funding Firm - IF Starter · $17.50 to funded
$2.5K	Not offered	$72.10Funding Firm - Lite · $72.10 to funded
$5K	€169Instant · €169 to funded	$26.60Funding Firm - IF Starter · $26.60 to funded
$10K	€79Standard Challenge 1-step · €79 to funded	$31.85Funding Firm - IF Evolve · $31.85 to funded
$20K	Not offered	$503.30Funding Firm - Lite · $503.30 to funded
$25K	€199Standard Challenge 1-step · €199 to funded	$44.85Funding Firm - IF Evolve · $44.85 to funded
$40K	Not offered	$1,035.30Funding Firm - Lite · $1,035.30 to funded
$50K	€319Standard Challenge 1-step · €319 to funded	$64.35Funding Firm - IF Evolve · $64.35 to funded
$80K	Not offered	$2,071.30Funding Firm - Lite · $2,071.30 to funded
$100K	€399.20Standard Challenge 1-step · €399.20 to funded	$350Funding Firm - One Phase Lite - 1-Phase · $350 to funded
$120K	Not offered	$3,849.30Funding Firm - Funding Pro · $3,849.30 to funded
$200K	€999Standard Challenge 1-step · €999 to funded	Not offered

Which one fits you?

Choose FTMO if

You want a higher profit split (up to 90%)
You want a larger account (up to $200K)
You trade on MT4 and TradingView
You weigh reviews (rated 4.5 from 219 reviews)

Rules Visit

Choose Instant Funding if

You want a lower profit target (6%)
You want the fastest payouts
You want a plan with no daily loss limit
You trade on Match Trader